Investments held more than 12 months — taxed at preferential 0%, 15%, or 20% rates
Step 3 of 4 — Your Roth conversion
Total pre-tax balance — used to estimate future required minimum distributions
Please enter your IRA balance, or $0 if none.
The age you plan to start drawing income from retirement accounts
Already withdrawing
Planned retirement age
No / Not yet
Yes — I did
Enter the amount below — we'll factor it into your 2026 tax picture and show you what it cost.
Total moved from traditional IRA to Roth IRA in 2026 — counts as ordinary income
Step 4 of 4 — Your results
Get your complete strategy
Your 2026 snapshot is ready.
The Borrelli Report
Johnny Borrelli
Investment Adviser Representative
FirmThe Borrelli Report
Websitetheborrellireport.com
Emailjohnny@theborrellireport.com
Direct(214) 203-9192
Important disclosures. Johnny Borrelli is a Registered Representative of Realta Equities, Inc. and an Investment Adviser Representative of Realta Investment Advisors, Inc., doing business as Onyx Alpha Advisory. Neither Realta Equities, Inc. nor Realta Investment Advisors, Inc. is affiliated with Tax Alpha Companies, including Tax Alpha Title and Tax Alpha Solutions. Investment Advisory Services are offered through Realta Investment Advisors, Inc., a US SEC Registered Investment Advisor, and securities are offered through Realta Equities, Inc., Member FINRA/SIPC, 1201 N. Orange St., Suite 729, Wilmington, DE 19801. Realta Wealth is the trade name for the Realta Wealth Companies. The Realta Wealth Companies are Realta Equities, Inc., Realta Investment Advisors, Inc., and Realta Insurance Services, which consist of several affiliated insurance agencies.
The Borrelli Report is an educational publication by Johnny Borrelli. All figures, projections, and scenarios shown by this calculator are illustrative and educational, based on current tax law, the inputs you provide, and standard market assumptions. Actual results will vary materially based on factors specific to your situation that this calculator cannot capture. Nothing presented here constitutes personalized investment, tax, or legal advice, a recommendation, an offer, or a solicitation. Please consult a qualified tax professional, attorney, or financial advisor before making any decisions based on this information.