Booking takes about 60 seconds. I call you at the number you provide.
Worth having in front of you, if you have it:
- Roughly what is in each retirement account, and which employer it came from
- The year you would like your last full-time day to be
- Whether you expect to keep working part-time afterward
You’re on the calendar.
Check your email for the confirmation. Before we talk, it is worth asking your plan administrator two questions in writing: does the plan accept rollovers in from an IRA, and does it allow partial withdrawals after separation or only a lump sum. Those two answers shape everything else.
Read the Full Article →What the call covers
- Your separation year. The single date the whole thing turns on — and whether your intended last day falls on the right side of it.
- Your bridge number. What you would actually need each year from 55 to 59½, including health insurance and the tax on any conversions.
- Whether 55 is realistic. Sometimes the honest answer is that 58 works and 55 does not, or that part-time changes the picture entirely. You will hear that plainly, and it is a useful answer.